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International Health Insurance Expats Complementary Covers   International Health Insurance Expats Complementary Covers

Choose between 3 options:

  • First option: direct payment in case of hospitalisation in Africa within the limit of € 900 per day and € 1,100 in Lebanon. The limits per day are canceled in Lebanon and South of Africa if you use our network.
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  • Second Option : In addition to hospitalization, maternity, medical repatriation, we will reimburse 70% of your medical expenses and your drugs, your x ray, your laboratory tests and paramedical fees and your orthopedic, appliance hearing aid up to 300€ per year
  • Third option : In addition we will reimburse 70% of your dental and optical expenses with a limit per year.


All medical expenses are covered up to € 150 000 per year per person.
Please have a look to our network information page.
We can propose your direct hospital payment.

Your medical evacuation and repatriation benefit cover you worldwide, 24H/24 and 7/7 with no limits per year.

  • Essential Expats Health Care Plan
  • Essential Expats Health Care Plan
    Covers
  • Overall annual limit per Insured
    € 150 000
  • Essential Expats Health Care Plan
    IN PATIENT CARE
  • Hospitalisation in France
    100% of real costs
    up to 100% of France Social Security tarif
  • Hospitalisation
    in Africa
    100% of real costs - max. € 900 per day
    In South Africa, no limit per day if you use our network.
  • Hospitalisation in Europe
    100% of real costs - max. € 900 per day
  • Hospitalisation in Libanon
    100% of real costs - max. € 1100 per day
    No limit per day if you use our care network.
  • Day rate in France
    100% of real costs
  • Essential Expats Health Care Plan
    Maternity care
  • Maternity care France
    100% of real costs
    limited to 100% of France Social Security tariff
  • Maternity care Africa
    100% of real costs limited to € 900 / day
  • Maternity care Europe
    100% of real costs limited to € 900 / day
  • Maternity care Libanon
    100% of real costs limited to € 900 / day
  • Essential Expats Health Care Plan
    Medical
    evacuation and repatriation
  • Worldwide
    Worldwide 24h/24 7/7
  • OPTION 1
  • Essential Expats Health Care Plan
    OUT PATIENT CARE
  • GP consultation and visit
    70% of real costs
  • Specialist consultation and visit
    70% of real costs
  • Drugs reimbursed by Social Security
    70% of real costs
  • X-Rays
    70% of real costs
  • Laboratory tests
    70% of real costs
  • Paramedical fees
    70% of real costs
  • Orthopaedics
    prosthetics, hearing aids
    70% of real costs - max. € 300 per year
  • OPTION 2
  • Essential Expats Health Care Plan
    Optical
  • Annual optical coverage limit
    € 250 / person
  • Frame
    70% of real costs- max. € 100 / person / year
  • Eyeglasses
    70% of real costs- max. € 50 / person / year
  • Contact lenses
    70% of real costs- max. € 100 / person / year
  • Essential Expats Health Care Plan
    DENTAL BENEFITS
  • routine dental care
    70% of real costs- max € 1 000/person/year
  • Dental prothesis, including inlays, onlays, implants
    70% of real costs- max. € 300/set- max. € 1 500/person/year
  • Orthodontics (treatment up to 3 years)
    70% of real costs- max € 1000 / person / year
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Quick quote


ESSENTIAL Plan 1

ESSENTIAL Plan 2

ESSENTIAL Plan 3


Our advise


The essential is there. A good hospitalisation cover, a worldwide evacuation and a repatriation cover 24H / 24. And for your out patient fees, your dental and your opical, we participate up to 70% of your expenses.

Services of GGA
Processing in 48H

Your healthcare costs will be reimboursed within 48 hours

Direct settlement

Direct settlement of hospital expenses with our care network in Africa, middle east, Europe and Asia

Free choice

Free choice of doctor or hospital for your medical treatments

Personal Insured card

An insured personalized card is delivred to all our insured