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International Health Insurance Expats Complementary Covers   International Health Insurance Expats Complementary Covers

Choose between 3 options:

  • First option: direct payment in case of hospitalisation in Africa within the limit of € 1500 per day and € 1,700 in Lebanon. The limits per day are canceled in Lebanon and South of Africa if you use our network.
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  • Second Option : In addition to hospitalization, maternity, medical repatriation, we will reimburse 100% of your medical expenses and your drugs, your x ray, your laboratory tests and paramedical fees and your orthopedic, appliance hearing aid up to 500€ per year
  • Third option : In addition we will reimburse 100% of your dental and optical expenses with a limit per year.


All medical expenses are covered up to € 500 000 per year per person.
Please have a look to our network information page.
We can propose your direct hospital payment.

Your medical evacuation and repatriation benefit cover you worldwide, 24H/24 and 7/7 with no limits per year.

  • Complete Expats Health Care Plan
  • Complete Expats Health Care Plan
    Covers
  • Overall annual limit per Insured
    € 500 000
  • Complete Expats Health Care Plan
    IN PATIENT CARE
  • Hospitalisation in France
    100 % of real costs
    limited to 200% of France Social Security tarif
    max. € 1000 if surgeon and anaesthesiologist fees go over amount that is not 100% reimbursed by basic coverage above
  • Hospitalisation
    in Africa
    100% of real costs - max. € 1500 per day
    In South Africa, no limit per day if you use our network.
  • Hospitalisation in Europe
    100% of real costs - max. € 1500 per day
  • Hospitalisation in Libanon
    100% of real costs - max. € 1700 per day
    No limit per day if you use our care network.
  • Day rate in France
    100% of real costs
  • Single room in France
    100% of real costs - max. € 50 per day
  • Bed for an adult accompanying a child -12 (30 days max) in France
    100% of real costs - max. € 40 per day
  • Ambulance costs if hospitalisation ensues
    100% of real costs - max € 300 / day
  • Complete Expats Health Care Plan
    Maternity care
  • Maternity care France
    100% of real costs
    limited to 200% of France Social Security tariff
  • Maternity care Africa
    100% of real costs limited to € 1500 / day
  • Maternity care Europe
    100% of real costs limited to € 1500 / day
  • Maternity care Libanon
    100% of real costs limited to € 1500 / day
    No limit per day if you use our network.
  • Single room
    100% of real costs - limit € 50 / day
  • In Vitro Fecondation
    Up to €700 per IVF per year. 3 tentatives maximum.
  • Complete Expats Health Care Plan
    Medical
    evacuation and repatriation
  • Worldwide
    Worldwide 24h/24 7/7
  • OPTION 1
  • Complete Expats Health Care Plan
    OUT PATIENT CARE
  • GP consultation and visit
    100% of real costs - limit € 50 / visit
  • Specialist consultation and visit
    100% of real costs - limit € 70 / visit
  • Drugs reimbursed by Social Security
    100% of real costs
  • X-Rays
    100% of real costs
  • Laboratory tests
    100% of real costs
  • Paramedical fees
    100% of real costs
  • Orthopaedics
    prosthetics, hearing aids
    100% of real costs - limit € 500 / insured / year
  • OPTION 2
  • Complete Expats Health Care Plan
    Optical
  • Annual optical coverage limit
    € 500 / person
  • Frame
    100% of real costs- max. € 200 / person / year
  • Eyeglasses
    100% of real costs- max. € 200 / person / year
  • Contact lenses
    100% of real costs- max. € 400 / person / year
  • Complete Expats Health Care Plan
    DENTAL BENEFITS
  • routine dental care
    100% of real costs- max € 1 200 / person / year
  • Dental prothesis, including inlays, onlays, implants
    100% of real costs- max. € 400/set- max. € 2 000/person/year
  • Orthodontics (treatment up to 3 years)
    100% of real costs - max € 1000 / person / year
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Our advise

COMPLETE or all-inclusive coverage
This coverage is for people who want access to care in the best hospitals with maximum comfort. Coverage of additional fees in a clinic or hospital can be up to € 1000. The basis for reimbursement is 200% of the French government convention tariff.
This is a popular plan with people over the age of 40 who are looking for maximum security for them and their family.
And always using our health care network the possibility in Lebanon and South Africa to have access to world-renowned institutions and without expenditure limit per day.

Services of GGA
Processing in 48H

Your healthcare costs will be reimboursed within 48 hours

Direct settlement

Direct settlement of hospital expenses with our care network in Africa, middle east, Europe and Asia

Free choice

Free choice of doctor or hospital for your medical treatments

Personal Insured card

An insured personalized card is delivred to all our insured